Real estate valuation

Valuation of commercial premises as our specialisation

Jyväskylän AG-Kiinteistöt Oy provides you with professional real estate valuation services. Our office is located in the center of Jyväskylä from where we operate in the whole area of Finland. Contact us and tell us how we can help you!

The entrepreneur Kari Mustonen has over 30-year-long extensive experience of real estate valuation. As one of the few persons in Central Finland, Mustonen has the title of AKA (authorized property valuer), which he successfully obtained in 2002. The examinations for getting the title are held once per year by the Chamber of Commerce. Prerequisites for getting the title are applicable education (E.G construction engineer) and prior performance of various valuation trainings. There are less than 300 persons in Finland with the title of AKA. The AKA system is monitored and maintained by the Finnish Chamber of Commerce.

What is property valuation and why use an authorized property valuer?

In real estate valuation the property valuer gives his well-argued opinion of the value of a real estate, the right to own real estate, or the value of a housing co-operative or a real estate corporation.

Finnish law doesn’t primarily require the valuator to be authorized. Nevertheless, the Securities Market Act and the laws concerning Property funds, Property investment and banking services of mortgage loans do mention situations where you must use an authorized valuator. If you want to make sure you’re getting a high-quality valuation report, keep in mind the following facts:

  • An authorized property valuer must obey the rules, directions and instructions of the Chamber of Commerce’s Board of Property Valuation
  • S/he obeys generally accepted valuation principles and International Valuation Standards (IVS)
  • S/he educates oneself regularly
  • His/her operations are being monitored

Fair and objective real estate valuation

Valuations are widely used and relied upon in various markets, whether for inclusion in financial statements, for regulatory compliance or to support secured lending and transactional activity. The International Valuation Standards (IVS) are standards for undertaking valuation assignments using generally recognised concepts and principles that promote transparency and consistency in valuation practice. The IVS also promote leading practice approaches for the conduct and competency of professional valuers.

Valuation report

Valuation report is the end product of property valuator’s work. This document is presented to the principal of the valuation and other possible parties. The report must include every information required for the real understanding of the document. Usually the market valuation must be determined. To evaluate the reliability and comparability of the report, description of the task, meaning, and usage of the report must come out. Moreover, all the assumptions, special assumptions, fundamental uncertainties, and restrictive terms and circumstances which have a direct effect on the valuation, must be stated.

Please contact us and ask more!

Kari Mustonen

Kari Mustonen graduated as a construction engineer in 1987, and became legalized real estate broker(LKV) in 1990. He has worked in real estate business for over 30 years. He has experience as broker of houses, apartments, premises and property. His particular specialiality is in brokerage and valuation of business premisess and property, and different types of real estate investment and development. He became authorized property valuer in 2002. He is also KHK, real estate valuator approved by finnish chamber of commerce.

Local professional at your service

Let us take care of your brokerage, real estate valuation and -investing issues. We can provide you with a large network derived from years of cooperation with property owners in Jyväskylä and the area of Central Finland. If you’d like to take advantage of this network and all the other benefits of using an agent, please don’t hesitate to contact us. Our services are always customer oriented and professional, and we believe in finding a solution together with the customer.

Our expertise!


We have experience in brokerage with business- and residential premises.

Real estate valuation

As authorized property valuer we offer the best expertise in real estate valuation.

Real estate investing and development

If you are considering selling business-, office-, or industrial premises, we're glad to help.

Kotisivut yrityksille: Mainostoimisto Kompassi